{"id":1255,"date":"2016-09-29T13:16:43","date_gmt":"2016-09-29T16:16:43","guid":{"rendered":"https:\/\/gspholding.com.br\/site\/?page_id=1255"},"modified":"2017-09-15T19:44:48","modified_gmt":"2017-09-15T22:44:48","slug":"gspbanco","status":"publish","type":"page","link":"https:\/\/gspholding.com.br\/site\/en\/gspbanco\/","title":{"rendered":""},"content":{"rendered":"<div class=\"builder-container\"><div class=\"builder-full-width-slider builder-full-width-element builder-full-width-element-1\" id=\"builder-full-width-slider-1\" data-controls=\"none\"><ul class=\"builder-slider-slides\" style=\"height:70vh;\"><li class=\"builder-full-width-slider-slide builder-slider-slide has-custom-bg has-color-bg has-image-bg builder-parallax-viewport has-parallax-bg has-parallax-image-bg has-bg-overlay bg-overlay-style-gradient\" id=\"builder-full-width-slider-slide-1\" style=\"text-align:center;\"><div class=\"builder-parallax-bg builder-bg-scale\" style=\"background-color:#292c4d;background-image:url(https:\/\/gspholding.com.br\/site\/wp-content\/uploads\/2016\/09\/investimentos.jpg);;\" data-parallax=\"translate\"><\/div><div class=\"builder-bg-overlay\" style=\"background:rgba(53,61,101,0.7);background:-webkit-linear-gradient(to bottom,rgba(53,61,101,0.7),rgba(27,37,61,0.9));background:linear-gradient(to bottom,rgba(53,61,101,0.7),rgba(27,37,61,0.9));\"><\/div><div class=\"builder-slide-caption builder-valign-middle\"><div class=\"builder-slide-caption-inner builder-valign-target\"><div class=\"builder-content-wrap\"><h2 class=\"builder-header builder-text-style-banner-title\" id=\"builder-header-1\" style=\"color:#ffffff;text-align:center;\">GSP Banco<\/h2><h4 class=\"builder-header builder-text-style-small-uppercase-bold\" id=\"builder-header-2\" style=\"color:#ffffff;text-align:center;margin-bottom:10px;\">OWN RESOURCES WITHOUT FINANCIAL OPERATIONS OR FEES<\/h4><\/div><\/div><\/div><\/li><\/ul><\/div><div class=\"builder-section builder-full-width-element builder-full-width-element-2\" id=\"builder-section-1\"><div class=\"builder-section-viewport has-custom-bg has-color-bg\" style=\"background-color:#ffffff;\"><div class=\"builder-content-wrap\"><div class=\"builder-column-row builder-columns-2 spacing-2\" id=\"builder-column-row-1\"><div><div class=\"builder-column builder-column-span-1_2 builder-column-first\" id=\"builder-column-1\" data-column-size=\"1_2\"><div class=\"builder-spacer builder-spacer-default-size clearfix\" id=\"builder-spacer-1\" style=\"height:22px;\"><\/div><div class=\"builder-text-block\" id=\"builder-text-block-1\" data-entrance=\"builder-fade-in-left\"><div class=\"builder-tmce-content\"><p><strong>Factoring is a business partnership and service delivery,<\/strong> and one of its main goals is the success of your business. The Factoring strives to stabilize cash flow, turning the installment plan sales into cash sales, allowing your company to buy in cash, getting a greater deal from your\u00a0 suppliers.<\/p>\n<p><strong>The Factoring activity is different from banking<\/strong>, as banks raise funds in the market (through their clients and other banks) and lend the money to others; on the other side, Factoring has its own funds,\u00a0 eliminating the financial intermediation. One of the main advantages of Factoring over banks, in addition of almost no bureaucracy, is that we do <span style=\"text-decoration: underline;\">not require credit maintenance fees, credit cards, insurance, and other<\/span> required reciprocity.<\/p>\n<\/div><\/div><\/div><\/div><div><div class=\"builder-column builder-column-span-1_2 builder-column-last\" id=\"builder-column-2\" data-column-size=\"1_2\"><figure class=\"builder-image halign-image-center\" id=\"builder-image-1\"><img decoding=\"async\" src=\"https:\/\/gspholding.com.br\/site\/wp-content\/uploads\/2016\/09\/logo_gsp-banco-fomento.png\" alt=\"logo_gsp-banco-fomento\" data-entrance=\"builder-fade-in-right\" \/><\/figure><figure class=\"builder-image halign-image-center\" id=\"builder-image-2\"><img decoding=\"async\" src=\"https:\/\/gspholding.com.br\/site\/wp-content\/uploads\/2016\/09\/fomentar.jpg\" alt=\"fomentar\" data-entrance=\"builder-fade-in-right\" \/><\/figure><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"builder-section builder-full-width-element builder-full-width-element-3\" id=\"builder-section-2\"><div class=\"builder-section-viewport\"><div class=\"builder-content-wrap\"><div class=\"builder-column-row builder-columns-2_5-3_5 spacing-2\" id=\"builder-column-row-2\"><div><div class=\"builder-column builder-column-span-2_5 builder-column-first\" id=\"builder-column-3\" data-column-size=\"2_5\"><figure class=\"builder-image halign-image-none\" id=\"builder-image-3\"><img decoding=\"async\" src=\"https:\/\/gspholding.com.br\/site\/wp-content\/uploads\/2016\/09\/fomento-dtq.png\" alt=\"fomento-dtq\" \/><\/figure><\/div><\/div><div><div class=\"builder-column builder-column-span-3_5 builder-column-last\" id=\"builder-column-4\" data-column-size=\"3_5\"><div class=\"builder-spacer builder-spacer-default-size clearfix\" id=\"builder-spacer-2\" style=\"height:22px;\"><\/div><div class=\"builder-toggle-group\" id=\"builder-toggle-group-1\" data-first-open=\"false\" data-allow-multi=\"false\"><section class=\"builder-toggle\" id=\"builder-toggle-group-item-1\"><h3 class=\"builder-toggle-title builder-toggle-handle\">What is foment?<\/h3><div class=\"builder-toggle-content\"><div class=\"builder-tmce-content\"><p>Figuratively, it <strong>means stimulus, boost, aid.<\/strong> The term is also used with the sense of relief, balm, something that calms.<\/p>\n<p>It has etymology origin from the Latin &#8220;fomentus&#8221;, meaning &#8220;what heats&#8221;, &#8220;what keeps the fire.&#8221; Foment is a type of liquid or ointment used as a medicine for fomentation.<\/p>\n<p><strong>Foment is to promote progress.<\/strong> Excite or incite something. It also refers to the act of rubbing the skin with some liquid (fomentation).<\/p>\n<p>One of the most common meanings given to the term refers to any type of government action that has the purpose of promoting the development of a country, a region, or even the most different sectors: Farming, Trading and Services, Culture, Education, Industry, Health, Tourism, etc.<\/p>\n<p>Foment actions are the policies defined to boost a particular industry. For example, it can be the definition of a longer term installment plan for a bank financing in a certain industry.<\/p>\n<p>For the economy of a region, foment is an injection of resources on activities that will generate goods and services; thus, increasing production, employment, and income of the population.<\/p>\n<p>It works as a soothing aimed at solving development problems, stimulating growth and promoting progress in different sectors of activity.<\/p>\n<\/div><\/div><\/section><section class=\"builder-toggle\" id=\"builder-toggle-group-item-2\"><h3 class=\"builder-toggle-title builder-toggle-handle\">What is factoring?<\/h3><div class=\"builder-toggle-content\"><div class=\"builder-tmce-content\"><p><strong>Factoring<\/strong> means commercial development or commercial foment. Factoring is a worldwide known, since the seventeenth century, but there is not a precise translation in Portuguese. It is a definition approved at the Diplomatic Ottawa Convention in May 1988, in which Brazil was one of the signatory nations and that was ratified by the National Monetary Council.<\/p>\n<p><em>Factoring<\/em> is part of the Commercial Law and its purpose is to render services by providing resources for small and mid-sized companies through contracts between them, in which Assignor Company is the one that lends and Assignee Company is the one that requests the resources.<\/p>\n<p><em>Factoring<\/em> companies buy securities, acquisition of assets as bills, checks, originated from commercial sales or services provided, charging interests due and paying in cash to the Assignee the result of the operation. The sale of securities that ballast the transaction is irrevocably and irreversibly, that is, without the right to return.\u00a0 The factoring assumes the risk in the purchase of the security.<\/p>\n<p><em>Factoring<\/em> companies meet requests from companies that look for them for several reasons, mainly for the speed that the operation is carried out to reduce its credit risk, to focus your sales team to perform their work without the worry of making the collection, to increase your financial capacity and to transform administrative costs that were fixed into variable costs.<\/p>\n<\/div><\/div><\/section><section class=\"builder-toggle\" id=\"builder-toggle-group-item-3\"><h3 class=\"builder-toggle-title builder-toggle-handle\">Activities that foment agencies are allowed to perform:<\/h3><div class=\"builder-toggle-content\"><div class=\"builder-tmce-content\"><ul>\n<li>Funding for the development of professional, commercial or industrial, and small projects, for business or individuals;<\/li>\n<li>Financing of fixed or working capital for projects;<\/li>\n<li>Rural credit;<\/li>\n<li>Credit assignment;<\/li>\n<li>Provision of guarantees in operations compatible with the social object<strong><em>;<\/em><\/strong><\/li>\n<li>Provision of consulting services and financial agent;<\/li>\n<li>Provision of development funds administrator;<\/li>\n<li>Specific Exchange Operations;<\/li>\n<li>Application of cash on hand in government securities or in investment funds quotas of which portfolios are exclusively represented by government securities, provided that it is in compliance with the fund regulation;<\/li>\n<li>Acquisition of credits from operations compatible with the corporate object;<\/li>\n<li>Equity interest in business companies that are not part of the financial system;<\/li>\n<li>Swap for protection of own positions;<\/li>\n<li>Leasing operations;<\/li>\n<li>Payment of quotas from funds with Federal Union participation;<\/li>\n<li>Application in microfinance operations (DIM &#8211; Microcredit Interbank Deposit).<\/li>\n<\/ul>\n<\/div><\/div><\/section><section class=\"builder-toggle\" id=\"builder-toggle-group-item-4\"><h3 class=\"builder-toggle-title builder-toggle-handle\">Obligations<\/h3><div class=\"builder-toggle-content\"><div class=\"builder-tmce-content\"><p>In addition to own resources, these institutions can only, in liability transactions, <strong>employ resources from official funds and programs<\/strong>; federal, state and municipal budgets; national and international development financial\u00a0 institutions.<\/p>\n<p><strong>Raising of Interbank deposit linked to microfinance operations (DIM).<\/strong> Participation with the public is not allowed.<\/p>\n<p>Moreover, these institutions must <strong>constitute and maintain, permanently, equivalent<\/strong> liquidity fund at least 10% of the value of their liabilities, to be fully implemented in federal securities.<\/p>\n<\/div><\/div><\/section><section class=\"builder-toggle\" id=\"builder-toggle-group-item-5\"><h3 class=\"builder-toggle-title builder-toggle-handle\">Background<\/h3><div class=\"builder-toggle-content\"><div class=\"builder-tmce-content\"><p>Foment banks emerged based on the restructuring process of the national bank segment, under the<strong> Program for Incentive to the Reduction of Public\u00a0 Sector Presence in Financial Activities (PROES),<\/strong> originally planned in\u00a0 <strong>Provisional Measure No. 1514, 1996,<\/strong> which was reissued several times during the life of the program, until the issue of <strong>Provisional Measure No. 2192-70, 2001.<\/strong><\/p>\n<p>PROES established that financial institutions under state control would be extinguished, privatized, or turned into financial institutions dedicated to financing of working\u00a0 fixed capital associated with projects in the country, called foment agencies.<\/p>\n<\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"builder-section builder-full-width-element builder-full-width-element-4\" id=\"builder-section-3\"><div class=\"builder-section-viewport has-custom-bg has-image-bg builder-parallax-viewport has-parallax-bg has-parallax-image-bg has-bg-overlay bg-overlay-style-color\" style=\"min-height:70vh;\"><div class=\"builder-parallax-bg builder-bg-scale\" style=\"background-image:url(https:\/\/gspholding.com.br\/site\/wp-content\/uploads\/2016\/09\/bg_banking-seguro.jpg);;\" data-parallax=\"translate\"><\/div><div class=\"builder-bg-overlay\" style=\"opacity:0.9;background-color:#002b4e;\"><\/div><div class=\"builder-content-wrap\"><div class=\"builder-row\" id=\"builder-row-1\" data-column-size=\"1\"><h4 class=\"builder-header builder-text-style-section-title\" id=\"builder-header-3\" style=\"color:#ffffff;text-align:center;\">Legal Documents<\/h4><h4 class=\"builder-header builder-text-style-section-tagline\" id=\"builder-header-4\" style=\"color:#ffffff;text-align:center;\">GSP Banco de Fomento<\/h4><div class=\"builder-spacer clearfix\" id=\"builder-spacer-3\" style=\"height:30px;\"><\/div><\/div><div class=\"builder-column-row builder-columns-2 spacing-2\" id=\"builder-column-row-3\"><div><div class=\"builder-column builder-column-span-1_2 builder-column-first\" id=\"builder-column-5\" data-column-size=\"1_2\"><p class=\"builder-button-group\" id=\"builder-button-group-1\" style=\"text-align:center\"><a class=\"builder-button button size-small style-blue has-icon icon-location-before\" id=\"builder-button-group-item-1\" href=\"http:\/\/gspbanco.com.br\/docs\/fomento.pdf\"><span class=\"builder-button-icon builder-icon entypo-download\"><\/span><span class=\"builder-button-group-icon-spacer\"><\/span><span class=\"builder-button-text\">What is Fomento (.pdf)<\/span><\/a><\/p><\/div><\/div><div><div class=\"builder-column builder-column-span-1_2 builder-column-last\" id=\"builder-column-6\" data-column-size=\"1_2\"><p class=\"builder-button-group\" id=\"builder-button-group-2\" style=\"text-align:center\"><a class=\"builder-button button size-small style-blue has-icon icon-location-before\" id=\"builder-button-group-item-2\" href=\"http:\/\/gspbanco.com.br\/docs\/developments.pdf\"><span class=\"builder-button-icon builder-icon entypo-download\"><\/span><span class=\"builder-button-group-icon-spacer\"><\/span><span class=\"builder-button-text\">Development Supports (.pdf)<\/span><\/a><\/p><div class=\"builder-spacer clearfix\" id=\"builder-spacer-4\" style=\"height:50px;\"><\/div><p class=\"builder-button-group\" id=\"builder-button-group-3\"><a class=\"builder-button button size-normal style-blue no-icon\" id=\"builder-button-group-item-3\"><span class=\"builder-button-text\">Annual Report<\/span><\/a><\/p><\/div><\/div><\/div><div class=\"builder-row\" id=\"builder-row-2\" data-column-size=\"1\"><div class=\"builder-spacer clearfix\" id=\"builder-spacer-5\" style=\"height:30px;\"><\/div><h4 class=\"builder-header builder-text-style-section-title\" id=\"builder-header-5\" style=\"color:#ffffff;text-align:center;\">BANK OFFICIALS<\/h4><p class=\"builder-button-group\" id=\"builder-button-group-4\" style=\"text-align:center\"><a class=\"builder-button button size-normal style-blue no-icon\" id=\"builder-button-group-item-4\" href=\"https:\/\/gspholding.com.br\/site\/en\/oficiais\" target=\"_blank\"><span class=\"builder-button-text\">Learn More<\/span><\/a><\/p><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"GSP BancoOWN RESOURCES WITHOUT FINANCIAL OPERATIONS OR FEESFactoring is a business partnership and service delivery, and one of its main goals is the success of your business. The Factoring strives to stabilize cash flow, turning the installment plan sales into cash sales, allowing your company to buy in cash, getting a greater deal from your\u00a0 [...]","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/pages\/1255"}],"collection":[{"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/comments?post=1255"}],"version-history":[{"count":8,"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/pages\/1255\/revisions"}],"predecessor-version":[{"id":1512,"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/pages\/1255\/revisions\/1512"}],"wp:attachment":[{"href":"https:\/\/gspholding.com.br\/site\/wp-json\/wp\/v2\/media?parent=1255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}